"I spent my first lumpsum transfer on buying a second hand motorcycle."

"I'm planning to invest a larger portion of the transfer in poultry farming. I'm also planning to complete my pit latrine." (Occupation: Motorcycle or bicycle taxi)

"I plan to buy ironsheet, timber, and nails, and build an iron roofed house." (Occupation: Motorcycle or bicycle taxi)

"I'm planning to cement my house both walls and floor because currently it's earth and expensive to repair more often . I'm also planning to invest the remaining amount in retail shop business." (Occupation: Motorcycle or bicycle taxi)

"I plan to buy oxen and a plough for ploughing my farm so that I do not have to hire the services during planting season." (Occupation: Motorcycle or bicycle taxi)

"I plan to buy seats, and a second hand motorcycle for transport business. I also hope to buy cement and cement the floor and walls of my house."

"I'm planning to invest the coming transfer in retail shop business." (Occupation: Motorcycle or bicycle taxi)

"The biggest hardship that I face right now is lack of a sustainable source of income for my husband, he hires a motorcycle taxi for a day and after paying the owner, he is often left with very little money, that is why we have not been able to have a better house." (Occupation: Motorcycle or bicycle taxi)

"The happiest part of my day is in the evening after earning some money from my motorcycle business and having food to present home to my family." (Occupation: Motorcycle or bicycle taxi)

"The happiest part of my day is in the morning when I wake up and I go to work at our motorcycle taxi stage,my fellow taxi drivers are very funny and when they crack jokes we often laugh, this relieves any tension that I have." (Occupation: Motorcycle or bicycle taxi)