"We are planning to buy a new motorcycle and start a small business selling fast moving consumer goods. " (Occupation: Motorcycle or bicycle taxi)

"I have planned to build a toilet with the first transfer,the second transfer I will use it to buy household items and set up a small business. The last transfer I will buy a motorcycle."

"The achievement that I am proudest of is that we used to stay in a very small house that did not have furniture and we managed to build a bigger house using cash that we got from the motorcycle transport and farming." (Occupation: Motorcycle or bicycle taxi)

"We plan to spend the transfer to expand our house to accommodate our family. We also plan to spend the transfer to buy a motorcycle which we will use to ferry villagers to and fro the local market centres. We also plan to spend the transfer to buy bulls and oxen plough."

"We are planning to spend my upcoming lump sum payment on cementing our house and buying seats, and if there is a balance we shall spend it on increasing our local poultry stock." (Occupation: Motorcycle or bicycle taxi)

"We plan to spend my upcoming lump sum payment on Buying 2 bulls, and probably dry maize with the balance" (Occupation: Motorcycle or bicycle taxi)

"My husband and i have planned to start a business with the upcoming lumpsum, the rest we will use to finish building our kitchen." (Occupation: Motorcycle or bicycle taxi)

"I plan to buy a second hand motorcycle for business purposes. I also want to join the Kenya Medical Training College to study nursing."

"I plan to buy oxen for ploughing, and a cow for milk. I also hope to open a grocery shop so that I may have a source of income." (Occupation: Motorcycle or bicycle taxi)

"The biggest hardship I face in life is lack of a reliable source of income as I run a motorcycle business but I have no motorcycle of my own. I am forced to hire and divide the income equally with the owner." (Occupation: Motorcycle or bicycle taxi)