"The biggest hardship I have is lack of a sustainable source of income for both myself and my spouse, we therefore have to survive on the little money we get from my kiosk and his income from the motorcycle taxi which is barely enough to support our family's needs." (Occupation: Motorcycle or bicycle taxi)

"My proudest achievement is being a shop keeper because I've learnt how to manage this business and it's very successful." (Occupation: Motorcycle or bicycle taxi)

"The biggest hardship I have right now is that I was involved in a motorcycle accident recently and cannot do any work that generates income,so my family has to survive on the little money my spouse get from selling fish. This money is barely enough to support our family's needs and we often lack a lot of essential items in the house." (Occupation: Motorcycle or bicycle taxi)

"The achievement I am proudest of is having been able to build our current house, when my house burnt down life was very hard." (Occupation: Motorcycle or bicycle taxi)

"I plan to spend the transfer to buy a second hand motorcycle that my husband will be using to transport locals to and fro Kendu town. I also plan to spend the transfer to construct a bigger house to accommodate my family. I also plan to spend the transfer to buy a cow."

"I am planning to use my transfer on fish vending business. I am a motorcycle rider and I have learned that fish vendors are financially stable and I'd like to be like them." (Occupation: Motorcycle or bicycle taxi)

"My proudest achievement has been being able to buy a lamb with money I earned while working as a motorcycle taxi operator." (Occupation: Motorcycle or bicycle taxi)

"l plan to pay school fee to my sister in law , l also plan to expand my business." (Occupation: Motorcycle or bicycle taxi)

"The biggest hardship I face currently is lack of enough money to pay school fees for my children, I am currently out of work and my husband, who is the sole breadwinner, often gets very little money from his motorcycle taxi." (Occupation: Motorcycle or bicycle taxi)

"I am planning to spend my transfer on paying school fees for my two children who will be joining secondary school this year, I will use part of the transfer on buying a motorcycle that I can use for transport business so that I can earn extra income and the remaining amount I will spend on building a toilet as currently I don't have one."