"My proudest achievement is having worked as motorcycle taxi driver for many years and after diligently saving my earnings for a while I have been able to enroll my two sons in secondary schools. " (Occupation: Motorcycle or bicycle taxi)

"my biggest hardship is I have three children in secondary school and I don't have a stable income where I can get money to finance there education. " (Occupation: Motorcycle or bicycle taxi)

"The happiest part of my day is my motorcycle business that I have to wake up early in the morning everyday to do because at the end of the day am happy to see my family have food. " (Occupation: Motorcycle or bicycle taxi)

"The proudest achievement is that I have bought a few build materials on my own,though they are not enough." (Occupation: Motorcycle or bicycle taxi)

"My proudest achievement is having worked hand in hand with my spouse to assist his siblings finish school. I have managed to assist him in this endeavour by saving profits from my small business. " (Occupation: Motorcycle or bicycle taxi)

"I topped up 30000 on my transfer (50000) and bought a motorcycle."

"GD is better because it does not lie to recipient like others do that they will help them yet they do not." (Occupation: Motorcycle or bicycle taxi)

"My children can now enjoy a good night sleep being that we now have sleeping materials and a furnished house." (Occupation: Motorcycle or bicycle taxi)

"The biggest hardship that I face right now is lack of enough money to start a small business. My grocery store was not very profitable so I had to close it down, this means that I depend on my spouse for everything. I would like some degree of financial independence and I would also like to support him financially but this is impossible because I have no source of income nor capital to start a small business. This often makes me very sad." (Occupation: Motorcycle or bicycle taxi)

"I spent 40000 KES of my first lumpsum payment on a motorcycle, 5000 KES on a solar panel and the remaining 5000 KES on food."