"I spent my first transfer Ugx 800000 to go to Mulago Hospital to get treatment since I have a heart disease. This is because I have to keep visiting the Heart Institute for regular check ups. I bought a water tank at Ugx 45000 and ten plastic chairs at Ugx 250000. I bought paint at Ugx 200000 for nine tins, brushes at Ugx 20000 and paying labor at Ugx 100000. I used the balance of my money to buy food stuffs to cater for my family and myself since I need to have a balanced diet."

"Receiving this money means reclaiming the livestock I sold for my children's education. I am planning to spend about $350 to buy a dairy cow to provide the family with milk for consumption thus addressing food security. I will use the remaining $150 to purchase a water tank to collect rain water so as to access clean and safe water for drinking. My ambition is to cushion my family against water borne diseases."

"I am a small-scale farmer, growing water melons for sale on a 1 acre farm which earns me an average of 2.5 dollars per day. My wish has been to expand my farming but I have not fulfilled this due to inadequate financial resources. Receiving this money means realization of dream as I am planing to invest $450 on cultivation 3 more acres. I will be able to earn more income something that will change my life for the better."

"Since I am a housewife, I usually spend the better part of my day at home doing household chores. In the morning, I prepare my children to school and thereafter, I fetch water from the nearby water pan. Having done so, I get ample time in the afternoon to relax and chat with my family members. This time, I usually feel happy and hence, it is the happiest part of my day."

"Receiving this money means building a new house since the one we live in currently leaks in water whenever it rains hence exposing us to cold related diseases such as common cold and pneumonia. I also intend to buy a dairy cow for milking which means daily income from selling milk as well as building up savings from the money i usually use in buying milk for family consumption."

"I recall that morning, I called upon my wife who had then gone to fetch water and told her about the good news. I felt very excited because I was stressed then. I had not yet paid dowry and that was my greatest worry."

"I spent my first transfer for buying a cow at UGX 730,000, a mattress, kitchen utensils (a dozen of plates, 2 saucepans, food basket), clothes, water drum and bed sheets. I spent some money on food and I am using UGX 120,000 as capital for running a restaurant."

"The biggest difference in my daily life that has occurred over the last four months is the fact that I can now pay school fees quite comfortably. Gone are the days when my children could be sent home for lack of school fees. I have also been able to pay the monthly charges of my water tank that I bought on credit. My life has changed for the better because of this. I am looking forward to building a new house since the one that we are currently staying in is a very small one that is worn out."

"My life is currently different in that, I now own one more cow for rearing. This means that my financial status has already risen. Very soon I will be selling milk in the local market and in turn, use the profits to take care of our family needs with ease. I am also glad that we use clean water as compared to before because I managed to purchase a water tank."

"Being a house wife my mornings and afternoon are the busy part of my day doing my household activities like cooking, fetching water. It only in the evening that I get enough time to relax my body hence I consider it as my happiest part of my day."