"I am a livestock farmer and I was delighted when the rains started early last month. This means my cattle and goats would get enough pasture and water. In addition I expect good harvest in one of my farms where I planted cassava."

"A successful life through good education. Receiving this money will aid me to realize my dream of becoming a news anchor. I am currently in secondary school and I want to ease the burden of tuition fees on parents through livestock farming. I have 3 other siblings in primary school, still depending on my parents. My parents' income is very little compared to the amount they are required to pay for our school fees. I am planning to purchase 5 goats for 15,000 KES. In due time, the goats will start to reproduce and I will be trading these goats in our school for my fees."

"I will be joining high school in a week. When I look at how my parents have struggled to hold me up throughout primary school, I must have a feasible scheme before my academic dream is cut short. I have 2 other siblings who still need the support of my parents. My mother is jobless and my father is a driver, earning a monthly income of 10,000 KES. With the entire family depending on this income, my fee payment will be a burden to my guardians. I am planning to use the transfers of the first 5 months to buy 5 goats that will be under my mother's care. It is these animals that will help me clear my tuition fees. When the livestock increase in number, my parents will be selling them and bring the money to school."

"I have experience in livestock keeping, a venture that I have had in my life. Currently, I do not have goats because I sold some to buy food while others died due to a prolonged drought. My priority now once I receive these transfers is to buy 1 goat at 2500 KES every month. In 1 year, I am so confident that I will have at least 10 goats. Since we have a very big portion of land for grazing, I so optimistic that my project will do well and provide me with a profit when I sell them. The profit will continue to enable us in food provision for my family. Thus, this is generally what receiving this money means to me."

"I have struggled to make sure my son gets ample time in school and passes well. With this desire, I agreed with the school principal to allow my son to continue with his studies whenever I lack fees. In completion, there was a fee arrear of 20000 KES which has hindered him to get his results. With these transfers, they will boost us by paying off this debt to enable him to get the results. This will give him a chance to do a course of his choice. Upon completion, my household will have a reliable source of income to depend on and this will change the future of our livelihood. On the other hand, I will also venture into livestock keeping especially goats, to have an alternative project which I plan to start with 5 goats. Therefore, this is generally what receiving this money means to me."

"I used to work with a certain agriculture company at a nearby center ( Komaza ). The pay of KES 12,000 monthly was used to support my family of 10 members. Unfortunately, last month I lost my job under unclear circumstances. Since then, life has been tough for me because I now fully depend on my husband. My ambition has been to have a stable source of income. Receiving this money means achieving my desire. I am planning to spend KES 60,000 to practice livestock keeping ( rearing indigenous goats). They multiple very first and I will sell them at a profit price and use the proceeds to educate my children. Also, I will invest the remaining amount to clear school fees arrears for my girls who are in secondary school."

"I have always desired to do livestock farming, especially goats because they are drought resistant but lack of money has inhibited me from realizing my dream. Receiving these transfers will, however, make this ambition come true. My first transfer will help me to purchase one female goat and take it to my neighbor who has male goats so that she can reproduce this way I can grow my wealth."

"To raise money for supporting my family, I had been running a salon business. However, it hardly generated a good profit since women in my village rarely seek salon services. As soon as I received my transfer, I spent KES 20,000 on starting up a general shop business. I had been longing for a business that is more profitable although I did not have the capital to start one. I also used KES 3,000 to buy a set of my household chairs. Previously, I did not have any chair and I was just sitting on the floor. Lastly, I bought two goats to begin raising livestock."

"We spent more than KES 30000 of our recent transfer on building another house. We spent a total of KES 20000 on buying the iron sheets and we paid KES 7000 for labor. We also spent some on buying the trees and cutting them down for construction. We decided to build another house because we only had one house. It has always been our wish to build another house but we didn't have the money needed to do so. I do not have a stable source of income and hence I usually depend on casual jobs to earn a living. The money that I get paid is not much, it is usually only enough to buy food and buy milk. Sometimes the casual jobs are not available and hence I am forced to take food on credit from the shop with a promise to pay later. We also spent KES 7000 on buying a goat. We bought the goat so that it could provide us with milk for our consumption when it reproduces. We do not have a source of milk and hence we usually incur the cost of buying some, where we usually buy half a liter every day at KES 30 which is only enough to prepare tea. My children are hence lacking milk for consumption which is good for their health. Other than that, we spent KES 3500 on tilling our piece of land and we planted maize. With the remaining transfer amount, we spent on buying clothes and food for our consumption."

"I am a widow living in a damaged house which is leaking during rain seasons. I had to secure a sleeping space from my extended family member's house after the death of my spouse ten years ago. Efforts to renovate the house were futile since I do not have any reliable source of income. Receiving this money would mean I build a semi permanent two bedroom house which will cost a total of 35000 KES. I will be saving 2000 KES monthly to make this project a reality. Once the house is complete I will save some money to buy a bed and a mattress since I have none at the moment. I believe I will have the desired respect and comfort in living in my own house. I plan to buy two goats at a total cost of 60000 KES and the rest of the money will be spent on buying food and clothes."