"In the coming months, I've got a solid plan lined up. I've saved up enough money to finally take the leap and start keeping two dairy cows. It might sound simple, but to me, it's a big step towards securing my future. You see, my job isn't the most stable thing in the world; it's seasonal and often leaves me uncertain about what's coming next. But with these cows, I'm hoping to change that. They'll become my reliable assets, ones that I can depend on as I age. I believe they'll provide a steady source of income, not just for now but for years to come. So next month, when I bring those cows home, it won't just be about starting a new venture; it'll be about investing in my future, ensuring that I have something solid to rely on no matter what."

"Six years ago, my home compound was full of livestock—goats, cows, sheep, and poultry. At that time, I was financially stable because I could sell the livestock whenever I needed money. However, a severe drought struck and I lost all my livestock, leaving me with nothing. My life crumbled, and I struggled to support my two wives and four children who depend on me financially. Worse still, I am aged and unable to work, so I now rely on my two younger, energetic wives to take care of the family. My elder son also steps in from time to time to help with my immediate needs. My house has not undergone any repairs for the past 10 years, and it has deteriorated significantly. After receiving my recent transfers, I spent $45 to purchase cement to repair the walls of the house, which had developed huge cracks and showed signs of imminent collapse. I used the remaining $57 to buy food. I am happy and relieved that, as a family, we had enough food to eat despite the ongoing unfavorable weather that has left our farms unproductive. I am very grateful for the financial support from the transfers. It is helping me support my family despite my age and inability to work."

"As a businesswoman, the profits generated from my business endeavors are dedicated solely to meeting our family's daily needs. This division of resources allows for a structured approach: business earnings for immediate requirements and transfers for long-term investments. This strategy aims to establish a solid foundation for our family's prosperity, with education expenses for our children also factored into the equation. Utilizing my initial savings from the merry-go-round, I made a significant investment by purchasing a cow. This is just the beginning; my intention is to continue saving and gradually acquire more cows. I hold a positive outlook, believing that these cows will not only multiply but also become a sustainable source of income for my family. Whether through selling them or utilizing bulls for land ploughing services, I envision a future where our livelihood is bolstered by the success of our livestock ventures, ensuring financial stability. There's a sense of determination and hope driving these decisions, rooted in the desire to secure a better future for our family"

"In the coming year and beyond, my vision is to establish myself as a successful livestock farmer. After learning about the reliability and resilience of goat farming in our region compared to traditional cow and crop farming, I set my sights on building a thriving goat farm. To turn this dream into reality, I have taken proactive steps, such as joining a merry-go-round saving group with five others who are beneficiaries of the GiveDirectly program, where we will contribute $20 each month. By December 2024, I'll have accumulated enough funds to invest in more goats, laying the foundation for my livestock farming venture. This journey fills me with excitement and determination as I pursue a livelihood that aligns with the natural conditions of our area and promises greater stability and prosperity for my future."

"Receiving this money means investing for the future education of my 5 children. I'm planning to spend $ 300 to purchase local goats because they multiple very first and I can sell them and pay school fees for my children. Also, I will use $ 20 to purchase a dairy cow for purpose of consumption and sell some litres. The remaining amount will clear the current school fees arrears so that they can study comfortable."

"My top priority is to invest most of my upcoming transfer in expanding my livestock. Right now, I already own a cow and a goat that I purchased with funds from previous transfers. I anticipate that these animals will have offspring in the next few months, which will boost my investment considerably. Once my cow matures, I'll be able to sell milk to people in the nearby village and generate income. These transfers will not only aid in my personal growth but also fuel my determination to attain financial stability. I'm committed to maximizing these opportunities for a brighter future and to working hard towards saving for college through my investments"

"Completing my house and continuing to invest in livestock farming is my plan for the future, all with the goal of securing my son's education and future. Educating him is my top priority, as I am everything he depends on. Once our house is finished, providing a safe and warm home, I'll focus on expanding our livestock. My aim is to buy more goats, hoping they multiply, and eventually trade them for cows. I am hopeful that these cows will also multiply, allowing me to sell them to fund my son's education. The idea of my son completing his education and having a bright future means the world to me. I thank GiveDirectly for making this dream possible."

"As I look ahead to the coming year and beyond, I have a clear goal of starting my own animal vending business. With the transfers I'll be receiving, I plan to save up enough to kickstart this venture. My dream is to buy and sell cows, inspired by seeing others thrive in this business. I'm hopeful that with hard work and determination, I'll be able to make it a success too. This isn't just about making money; it's about creating a sustainable future for myself and my family. I'm excited to embark on this journey and see where it takes me."

"As I look ahead to the coming year and beyond, I have a clear goal of starting my own animal vending business. With the transfers I'll be receiving, I plan to save up enough to kickstart this venture. My dream is to buy and sell cows, inspired by seeing others thrive in this business. I'm hopeful that with hard work and determination, I'll be able to make it a success too. This isn't just about making money; it's about creating a sustainable future for myself and my family. I'm excited to embark on this journey and see where it takes me."

"I have a straightforward plan: to buy a dairy cow from my Merry Go Round group in July. With that cow, I'll have a consistent supply of milk, which I can sell to generate income. This will be a game-changer for me and my family. With the extra income from selling milk, I'll finally be able to settle my bills with ease. No more struggling to make ends meet or worrying about how I'll manage to pay the bills or my children's school fees. It's a simple but powerful step towards financial stability and providing a better future for my family. I'm excited about the possibilities this opportunity will bring, and I'm determined to make the most of it."