"I am planning to spend my transfers on buying an additional cow that will assist me get milk to be sold and thus create further income. I will also spend these transfers on buying additional chicken."

"I spent a portion of my second transfer in boosting my chicken feed business which I currently operate in large scale. I am so happy that whatever profit I generate today is enough to cater for my family's needs. i also paid school fees for my son in a day secondary school."

"I spent my third transfer to hire bulls to plough my farm because I do not have bulls of my own and also bought other farm inputs. I bought a cow which am already milking and my children are now enjoying milk also am selling some milk which is providing me with money which am using to use to pay school fees for my children. The remaining amount, I spent on chicken and this is now main source of income"

"I spent my first tansfer on buying household items (beddings and chairs). I bought two cows, 6 chicken, food and paid off mortgage off 350,000 ugx."

"I spent the larger part of my third transfer on buying two oxen for cultivating my farm since practicing labor exchange was key before I received my transfer which was time consuming and now it has ease my farm work activities as I have my own oxen with my ox phough to facilitate this activities. I also built a kitchen for cooking purposes and a shelter for my chicken since I am rearing chicken for sale to get income for my family."

"I invested a larger portion of my third transfer on bread business and now earn my family a better life compared to the days when I was working for people either in their homes or farms. I bought some 2 sheep, 3 goats and 10 chicken which I believe will help me in the future. Besides, I purchased family foodstuffs with the rest of the money."

"I spent my third transfer on buying a second hand motor cycle for 60,000 KES, having topped up with 13, 000 KES saved from our second transfer. Before we got GD transfer my husband used a hired motor cycle for transportation business, where he paid 1,500 to motor cycle owner per week, but he would give me 50 KES-200 KES, per week for house upkeep. In fact I used to survive by washing clothes for people. I thank God I invested 14,000 KES from my second transfer on second hand clothes business and I sell the clothes in different markets around, depending on the market days concept. As we talk now I have a stock of about 15,000 KES, and savings of 8,000 KES. In addition, my husband gives me more money for house upkeep since we acquired our own motor cycle. Again, he himself has already bought six bags of cement using profits from the business in readiness for plastering our house in the near future. He also has savings as much as he does not reveal to me the details. These days our living standard has improved and eating chicken in our house is not a problem."

"I spent my third transfer on buying cattle for rearing as I did not have any. I also bought them as they will act as my assets. I also bought some chicken and started poultry keeping. As we speak I have a lot of chicken and I am planning to expand it soon. The remaining I spent paying school fees for my two children in secondary school."

"When I received my last transfer I used it to buy seats I had the old fashioned ones they were also torn and worn out and I also thought it would be nice to be at per with the new fashion, then I also finished up building the house so i bought iron sheets and timber then lastly I bought chicken to rear."

"I spent my the larger of my third transfer on the management of my commercial tomatoes rearing scheme and out of the double profits I made from the spending yield I came out with it has enabled me have continuity of money flow to an extend of starting a commercial chicken rearing business doubling my household's source of income. I also bought two oxen too."