"With the second transfer I received, I spent 46000KES on livestock. I managed to obtained two cows each costing 23000KES. I needed to add them to the herd I had been having as this is the most convenient investment to bank on as we have wider grazing grounds. With the remaining amount, I paid school fees for my children and the small remaining amount on obtaining a new plastic water reservoir which I am currently using in collecting and storing rainwater."

"I spent $235 to start a livestock rearing activity by purchasing 5 goats, I have desired to own livestock like others but I lacked the financial capacity. In addition, I bought 20 iron sheets this was for the construction of a new house since the one I have is very small. I also bought a bicycle for $100, this was to assist me in fetching water for the family since we are experiencing drought in our area and we had to walk for a long distance this important resource. The remaining amount helped me in purchasing clothing for every member of my family."

"I have been living in this hut for the past three months as my former house developed huge cracks after heavy rains which became life threatening. Hence we decided to fell the house and try to build another one. As a result of inadequate money, we only stopped at foundation level. The parents of these children are also poor despite living in town to seek pieceworks. This money has given us a huge opportunity to finish the house which I believe will better than the one we wanted to build. We shall also use some money to buy other utensils for keeping water and for cooking. Since some of these grandchildren are no longer in school due to lack of fees. The ones continuing will be assisted with notebooks and other necessities to make sure they continue school. The problems of food lacking will also lessen as we shall purchase bags of maize and keep some for the foreseeable future."

"After receiving the second transfer, I was grateful to first give out 5500KES to the church as the annual one-tenth of the receipt. I added a cow worth 30000KES to my herd as I had been hoping to produce more milk as an additional source of income for my family. with the remaining amount, I obtained a second-hand generator currently useful in pumping water to irrigate my vegetable farm. In the next few months, I will be harvesting tomatoes and kales that I planted in the small piece of land I bought with the first transfer. I also managed to partition grazing fields after spending 6700KES on buying fencing poles and a barbed wire. I am grateful for the progress I have made so far in my farming, and even though the project is not fully established, I am looking forward to buying my own pipes as I had been borrowing the ones I am currently using."

"After spending a lot of money paying for the water delivery to my doorstep. I finally decided to ease the process by obtaining a plastic water tank. During rainy seasons, I had been able to collect enough water to keep me going for some months before planning on the next delivery. I had only been lucky whenever my children are around but currently I am a bit relieved as the tank has made the biggest difference in my daily life."

"Evening is the happiest part of my day because am always satisfied after taking my super.I hardly take lunch during the day because I transport water to various houses using my cart"

"Receiving this money means my long time dream of have a better house will be fulfilled. I have a grass thatched house and it tends to get smoky when cooking. It's even difficult to cook when you have visitors. I plan to construct a iron roofed house. This means i will be able to collect rainwater. To get clean water you have to buy from the water kiosk within our village but it's not sustainable. I expect to cost around 200 dollars. My husband love chickens and he has always wanted to start eggs business. So when we get this money we also plan to purchase layers. This will help us generate more income and also household use. I plan to use 200 dollars of my transfer to buy them. The rest of the money we use for our personal needs."

"When i get this money I want to buy a heifer. Usually my mother gives us milk for our household use but since I am now independent I need to provide for my family. My area is prone to draught, so i need an ordinary cow who can survive with this weather conditions. A good heifer cost around 300-350 dollars. I also need to buy a water tank. We get water from the river far from my household. This water is not even safe for drinking. A water tank of 2300 litres will go a long way. This will cost me around 1700 dollars. The rest of the money we use to for household needs."

"My normal day starts with engaging in farming by giving my livestock minerals salts and water before going to my workplace where I will be there from 8 AM till 5 PM when I start my journey back home. In the evening just after arriving, I ensure that my cattle were well feed before I get into the house to prepare my supper. In the evening just after taking my supper is the happiest part of my day since this is the time I get back to my bed and relax as I flashback the good memories of my day."

"My intentions now is to renovate our house and buy a plastic water tank (Kentank) to help us harvest rain water and avoid perennial water shortages. I will therefore budget $150 for renovation and $200 to buy Kentank. I will also buy a dairy cow with $300 as it will enable tap income through sell of milk. My husband has Kiosk and I will give him $200 to buy more stock to the enterprise, the remaining $150 I will use to buy clothing and food for my family."