"My first transfer really helped me a lot. I invested it in a fishing net that I am currently relying on to fend for my household members. I am not desperate to work for people any more but instead have a source of income that ensures that we never go hungry."

"I spent most of the transfer to repair fishing-boat and also bought fishing-net as my source of income. The remaining balance l spent to pay school fee for my children who are in academy primary school ."

"I spent the whole of the first transfer buy fishing-boat as my source of income, since l will be using it for fishing and selling fish to the community."

"I spent my transfer on buying sand and cement which were used on plastering my house. I then paid school fee for my children and bought two sacks of corn for my family's feeding. I also bought steel doors and windows and installed them on my house. I then gave some to my husband to repair his fishing boat and to buy new fishing nets for his fishing business."

"I spent my first transfer to buy iron sheets which I intend to use in roofing of the house I intend to build, I bought utensils which I did not have but have always longed for and the remaining amount I spent to buy fishing rope since my husband is a fisherman."

"I spent most of the transfer to buy fishing-net, since I have fishing boat but l was lacking fishing-net this will help me have my daily basic needs. The remaining balance l spent to buy food for my family."

"I spent my first transfer on paying school fees for my child 4,000 KES who is in nursery school .I bought a school uniform 1000 KES. I also bought three fishing net to start a small scale fish vending business since my husband is a fisherman and this project will grow through his guidance 4500 KES"

"I spent my second transfer on building an iron roofed house at 26,110 KES, used 11,280 KES to repair my motorcycle and bicycle, bought a mattress at 4,500 KES, five chickens at 1,500 KES, fishing net at 4,000 KES, then used the rest of the cash on little house items."

"I spent my first transfer on buying fishing rope 4000 KES, bought a sleeping mat 4500 KES and used the balance on daily meals. "

"I spent my first transfer on fishing nets and hired a boat for our fishing activity. I also bought dry corn for family consumption."