"My normal day entails preparing breakfast for my 3 children in the morning and doing my routine household chores such as cleaning utensils, washing clothes, among others. I will then go to work in my 1 acre piece of land at midmorning by weeding, digging and/or planting new crops. I will then use my afternoon to fetch water and firewood in the nearby forest. I feel most relaxed in the evening because this is the only free time I have to spend with my children. Therefore, the happiest part of my day is in the evening."

"I used to have two donkeys that were helping me carry water from the distant river but I had to sell them in order to cater for the school fees arrears for my kids. The distance from my homestead to where I fetch water is very far and with my current age, I do not have the energy to carry on my back. Receiving this money will mean that I will be able to buy a large water tank to store rainfall water for both domestic and animal use. It will cost around 520USD to fully purchase and install the water tank. I also intend to use the second transfer to buy one dairy exotic cattle and her feed."

"Receiving this money means that I will be able to construct a spacious and durable house. Currently, I live in a grass thatched house that is uncomfortable living in during rainy season as water seeps inside. Thanks to this transfer, I will have an iron roofed house at a cost of 300USD. Additionally, I intend to use 150USD to buy a dairy cattle that is on weaning process to supplement my family with milk in seasons to come. Lastly, I will use the remaining amount at my disposal to embark on agricultural farming of maize and sweet potatoes on an arable piece of land that I have."

"As a family, we have been struggling to build a house with iron-sheet roof so that we can collect rainwater. Unfortunately, the little income we get from our farming practices is inadequate to finance it. Hence, receiving this money means that we shall manage to build a new and better house primarily for collecting rainwater."

"I have been dreaming of purchasing a dairy cow. This will assist me to get some income because now I depend only on subsistence farming. Depending on this is not stable because sometimes weather is not favourable. This transfers will assist me to purchase one and others on purchasing a water storage tank."

"I like being busy. My busiest times are the morning hours and that is why I enjoy the morning hours. I do the house chores like cleaning utensils,cleaning the compound and fetching water. Seeing all this done gives me satisfaction."

"My normal day entails going to work in our 1 acre piece of land early in the morning where we have grown maize. This will take us until around 3 pm then embark on my routine household chores such washing clothes, cleaning dishes, among others before fetching water and firewood in the evening. After the days activities, I feel most relax in the evening where we all converge in the kitchen as we chat while preparing dinner for the family. Therefore, making my evening my happiest part of my day."

"We live in a semi-arid area where there is no reliable source of clean water for drinking and other household uses. As such, it normally takes me about two hours to and fro a nearby water spring. Hence, receiving this money means that I shall be relieved from the daily role of fetching water by carrying on my back because I will afford to install tap water from a water pipe that passes about 300 meters away from our homestead."

"My day entails carrying out daily household chores in the morning such as preparing breakfast, washing utensils, clothes, among others. After preparing lunch for my family, I use my afternoon fetching firewood and water. My happiest part of my day is in the evening as I rest after a long day of energy draining activities."

"I will use this money to build a three roomed iron roofed house at an approximate cost of $300. This will enable me to harvest rain water during rainy seasons hence a relief in having to walk 4 kilometers to the nearby water pan in search of water for domestic use. I will therefore have buy a 3000 litres water tank @ $180. I live in my one roomed hut with my 19 year old son. According to our culture, a grown up boy should not live under one roof with his parents but we got no option on this since I only engage in a small business of buying eggs and selling them at a profit and I use all the money I earn to buy food only, the reason why I have never afforded to build him his own house. I will also spend $300 to buy a dairy cow whose income from selling milk will supplement my daily income from my business."