"I bough two cows with a larger portion of the transfer. I also used the rest of the transfer to repair my motorcycle." (Occupation: Motorcycle or bicycle taxi)

"I spent my second transfer on buying a motorcycle that my husband is using for taxi business. Previously my husband could do odd jobs an sometimes we could sleep on hungry stomachs if we do not get any income. That has changed as I also spent some of the money to start a business and we share the profits to sustain the family. I am great full for the transfers I received."

"The biggest difference in in my daily life is that I am now fully owning a house which I never knew I could have and this has instill a sense of ownership since I no-longer live in my brother-in-law's house as I used to because of poverty." (Occupation: Motorcycle or bicycle taxi)

"The biggest difference in my daily life is that I have hopes of owning my own home since we are planning to build a home and move out of my in-law's house. This will move us to a higher level in life since owning a home is one of the greatest achievements one could ever dream of. In our own compound, we will be free to make some important decisions independently such as when to start cultivating our farms. GD has enabled us get construction materials sooner than we thought and this is going to see us make our dream of owning a home come sooner than we thought." (Occupation: Motorcycle or bicycle taxi)

"I spent the second transfer on purchasing construction materials ( two steel doors, three steel window, murram, 6 iron-sheets, fascier board ) and labour @44300 Kes, motorcycle repair @3000 Kes and spent the rest on food."

"The moment I received the transfer, I felt very happy and went straight to the m-pesa where I made a withdrawal and headed to my friend who I owed some money to settle it out." (Occupation: Motorcycle or bicycle taxi)

"I used a portion of the transfer to pay my high school son fee. Expanded my second hand clothes business. My spouse also forced me to give him 15,000 KES which he used to cement my co-wife's house." (Occupation: Motorcycle or bicycle taxi)

"My life is different in that I now enjoy my sleep because I managed to buy a new mattress since the one I had was too thin and uncomfortable. Currently my family has a reliable source of income from the motorcycle business which we(my spouse and I) purchased using the second transfer and as we speak, from the business(motorcycle transport business) my spouse has managed to buy building materials and soon we are going to establish our home."

"The biggest hardship that I have faced fundraising for my eldest child's hospital bill.This was after she got into a motorcycle accident and ended up breaking her."

"We're more than happy! as a family we will be able to meet most of our felt needs and as a result have a more dignified life." (Occupation: Motorcycle or bicycle taxi)