"The biggest difference in my daily life is the acquisition of the household items that I lacked before, which made rely so much on the neighbors." (Occupation: Motorcycle or bicycle taxi)

"The biggest difference in my daily life is the fact that I have bought most of the things I needed in my life. This makes me proud as woman because my house looks like other fellow women in the village." (Occupation: Motorcycle or bicycle taxi)

"I spent my second transfer on purchasing a second-hand motorcycle that we thought could help us generate some income for the family's upkeep. Previously my spouse did this job of moving people and goods on motorcycle from one point to another, though with somebody's motorcycle, which demanded him to remit a total of 300 KES to the owner at the end of every day. This appeared to be very hectic and less profitable more so on those bad days when all he could generate could be equal or even less than the 300 KES required by the motorcycle owner, meaning he would have to walk home empty handed after remitting all the day's generated income. I am so happy today with the motorcycle we purchased since all that is generated from it is fully ours, something that has even enabled us to open a savings account for the excess income generated daily." (Occupation: Motorcycle or bicycle taxi)

"I spent most of my second transfer on purchasing livestock, 2 cows, which I intended to keep for provision of milk in future when they reproduce. Secondly, I purchased a bicycle to assist me in my vegetable supply business. Previously, I hired motorcycles for transportation purposes, which costed me a lot of money that greatly reduces the total profits generated."

"The biggest difference in my daily life is that am now hopeful of getting a job with county government because I now have my certificate that has enabled me to apply for jobs. I also have a sense of belonging with my husband now that am legally married after fulfilling marriage traditions of paying dowry." (Occupation: Motorcycle or bicycle taxi)

"I spent my second transfer on buying a second-hand motorcycle with the entire amount."

"I spent my second transfer on buying cushions at 3000 KES, deposit payment of motorcycle at 36000 KES, super-drum at 3000 KES, table at 3000 KES, fees at 1000 KES, rest on maize grains" (Occupation: Motorcycle or bicycle taxi)

"I spent the whole of my second transfer on buying a second hand motorcycle that I'm planning t use in running my business."

"I spent 35000 KES out of my second transfer on purchasing a second-hand motorcycle since the person I worked for felt jealous of me after qualifying for the transfer, which resulted into my retrenchment. I was so happy despite having lost my former job because the motorcycle I purchased opened me a new channel of generating some income for the family. I resorted into vegetable business which involved transporting vegetable from the farms to those remote areas where such commodities could not be found. That has greatly improved my living standards because from the business, I am able to feed my family better than I could when I was employed as a home servant."

"I spent my second transfer on having our own brand-new motorcycle by paying a down payment of 65,000 KES after adding some of our money to the transfer."