"In the coming years, I plan to open a business shop right at home so that I can earn profit without needing to go elsewhere. This will allow me to focus on growing the business steadily while staying close to my family. Alongside the shop, I want to continue farming, as it will support us with food and extra income. I believe this combination will not only improve our lives but also help secure a brighter future for my children by supporting their education. With the shop and farm together, we’ll have more stability and fewer financial worries. My goal is to create a strong foundation that will sustain us for years to come." (Country: Kenya)

"I am a widower with 3 children in school, I plan to spend KES 50000 on paying my children's school fees.My elderly daughter has taken up this responsibility for the past 1 year,this does not make me happy because as a father I should be the sole provider for the my family. Receiving this transfers therefore means I can relief my eldest daughter from this yoke of paying fees .With the remaining amount I will restock 10 herds of goats to secure my future with it.This will cost me KES 5000 each." (Country: Kenya)

"As a single mom of three, I have faced many challenges, but I am determined to create a better future for my family. This year, I did not plant anything on my acre of land because I was blessed with a beautiful daughter, and I wanted to focus on her during this precious time. Currently, I rely on casual jobs to support my children, but I know that farming has the potential to provide us with greater stability. This coming year, I am planning to return to farming, eagerly waiting for the rains to start so I can plant again. I intend to use my final transfer to meet production costs. With successful harvests, I will use the income to support my family and secure a brighter future for my children." (Country: Kenya)

"I am planning to open a kiosk using my final transfer, as I believe it will provide a crucial alternative income source for my family. This year has been a stark reminder of how unpredictable life can be; we lost our entire crop to floods, which severely impacted our finances. By starting this business, I aim to diversify our income, ensuring that we are not solely reliant on crop farming. I envision the kiosk not just as a source of income, but also as a way to serve my community by providing essential goods that they need daily. Ultimately, this venture will help create a more stable future for my family." (Country: Kenya)

"Together with my husband, we have been engaged in crop farming, but we have faced significant challenges due to the rampant drought in our area. For successful harvests, irrigation is essential, yet we often lack the necessary tools. Borrowing equipment has become our norm, and sometimes we struggle to access it when it is in use, which adversely affects our yields. For a long time, we have wanted to purchase our own irrigation tools, but financial constraints have held us back. With my final transfer, I am determined to buy a generator, which will not only enable us to irrigate our crops effectively but also expand our farming operations. We plan to plant throughout the seasons, maximizing our productivity. God willing, with the additional income generated from our expanded farm, we hope to open a kiosk to diversify our income streams. This diversification will provide us with a more stable financial foundation and help us withstand any future hardships." (Country: Kenya)

"I plan to expand my livestock by purchasing more sheep. I had never owned any goats or sheep until I received my second transfer from GiveDirectly. My aim is to eventually have more than ten sheep, as I believe they thrive in our area. I am planning to use part of my final transfer to buy additional sheep, as this investment will be instrumental in improving my family's financial situation. As a single mom, raising these sheep will help me cover school fees for my children and address other essential needs in the future." (Country: Kenya)

"In my journey to provide for my daughter and grandchildren, I currently rely on casual jobs and charcoal production as my main sources of income. However, I recognize the need for diversification to create a more sustainable future for my family. Therefore, I am planning to venture into livestock production, particularly focusing on goats and sheep. I intend to start with two of each, as this will not only help me establish a steady supply of milk but also allow me to sell the animals as they multiply. By making this transition, I hope to reduce my dependence on casual jobs and create a more stable financial situation for my family." (Country: Kenya)

"From my farming experience, I’ve learned that farming can be rewarding, despite occasional setbacks. I have been farming on a small scale, just half an acre, but I am excited about my plan to lease an additional acre of land with my final transfer. I intend to plant seed maize, as many other farmers in my area have had success with this crop. The market for seed maize is already established, and the prices are favorable, so I am optimistic about the potential profits. Furthermore, I appreciate that the Kenya Seed Company provides support throughout the planting process to ensure quality, which gives me confidence in my decision. I am determined to make the most of this opportunity and achieve my goal of meeting my family needs." (Country: Kenya)

"I have been doing crop farming for a while now, working on half an acre of land that a neighbor generously offered me. My plan for the future is to rent an additional acre of land, which will expand the half an acre I already farm. I intend to plant maize during the next planting season. I plan to use my final transfer to make this happen, as it will help cover the costs of renting the land and purchasing the necessary inputs. By increasing my land size, I will boost my yields, leading to more income. This will not only allow me to continue farming but also give me the opportunity to invest part of the income in adding more sheep to my flock." (Country: Kenya)

"As a farmer, crop farming has been my main source of income for the past four years. Unfortunately, this year I lost 1.5 acres of maize and 1 acre of beans due to climatic shocks. However, giving up is not an option for me. I have already cleared the farm in preparation and plan to try again. I intend to use my final transfer to cover the costs of plowing, making ridges, and planting. This time, I will plant maize on 2 acres and dedicate half an acre to black nightshade. I plan to start planting next month, and for the black nightshade, I expect to harvest in about two months, which will be perfect timing as the market will be favorable due to the off-season. The proceeds from this harvest will help me purchase a plot of land and relocate, as our current home is prone to flooding. I want to secure a safer future for my family." (Country: Kenya)