"My biggest hardship in life is lack of proper source of income." (Occupation: Small business)

"I would like to use part of the transfer to build a new house since my house is very small. secondly I would like to buy household items for my house to avoid frequent borrowing from others. Finally l would like to open up a business to generate income to"

"I would like to use part of the transfer to build a new house since my house is in a bad condition. Secondly I would wish to pay school fees for my son who is joining form three. Finally l would like to open up a business to help generate income to sustai"

"I would like to use part of the transfe to farming in large scale to generate income. Secondly l would wish to open up a business to generate income to support my family. Finally l would wish to educate my children."

"My proudest achievement is my family and my homestead" (Occupation: Small business)

"I planning to spend my transfer on paying dowry, I would also like to start a small business and I would also like to pay school fees for my children."

"I am planning to spend my transfer on building a kitchen, a toilet and buy a cow. I am planning to buy also furniture for my house, a bed and a mattress. I will also buy four goats using the transfer. I plan also to start a small business."

"My proudest achievement is having opened a small hotel business at the beach serving meals to the Fisher folk." (Occupation: Small business)

"I plan to start a business, buy 2 cows for farming and a hoe."

"The achievement I am proudest of is this house which I built through a lot of struggle." (Occupation: Small business)