"I plan to build a house first then go and pay dowry,and also start a business."

"The achievement that I am proudest of is building my house from the earnings I got from selling fish." (Occupation: Small business)

"We plan to buy a small piece of land for agriculture and then we use the remaining balance to start a business."

"The biggest hardship that we have faced in life is that we currently have four children who require a lot of school fees." (Occupation: Small business)

"We plan to use the transfer to build a house and then I use part of it to pat dowry. We then plan to start a small business. The remaining balance will be spent on school fees for my kids."

"I plan to expand and renovate my house then buy furniture to fit into my house. I also have a plan to start a small business of sugar and cooking oil. I also plan to use the remaining balance to pay school fees for my three kids in high school and one in"

"My wife and I have decided to expand the current family shop into a sustainable business to ensure sustainable income for the family."

"My proudest achievements are that l struggled to buy a goat. Secondly l have also managed to build my own house." (Occupation: Small business)

"I would like to use part of the transfer to plaster my house because maintaining mud house is very expensive. Secondly l would wish to open up a business to generate income to sustain my family. Finally l would like to use the rest of the money to buy a c"

"I would like to use part of the transfer to expand my house because my house is very small. Secondly l would wish to buy a piece of land some where since we do not have land. Finally l would like to open up a business to help generate income to sustain my"