"The achievement am proudest of is this business I run, I started small but now am expanding." (Occupation: Small business)

"I plan to build a new house, household items that I lack, pay school and the remainder to invest in some small fish business."

"We plan to plaster our house, the walls and floor, buy cereals in bulk like maize and beans, we also plan to start a small business."

"I am planning to spend my transfer on buying furniture, beddings, to expand the house by building a bigger one, to pay school fees for my children and also to pay dowry for my wife. I also planning to start a business of selling fish and domestic animals"

"I am planning to spend my transfer of paying school fees for my children, I will renovated my house and also spend part of it in increasing stock in my small business. I will also spend part of the transfer in building a kitchen and to buy a goat." (Occupation: Small business)

"I am planning to spend my transfers on buying house furniture,building a better house,buying food for the family and lastly start a small business for more income."

"The biggest hardship I have been through is financial instability with so much fees to pay and a family to take care of." (Occupation: Small business)

"I would like to use part of the transfer to build iron roofed house because my house is leaking. Secondly l would wish to open up a business to generate income to support my family. Finally l would like to use the rest of the money to buy oxen to help plo"

"I am planning to build my own house being that I live in a rental house, and then invest the remaining funds in fish business."

"My proudest achievement is being a successful small scale business lady."