"My proudest achievement has been my small business, this is because I have been able to buy household items using the profits I usually get from the business." (Occupation: Small business)

"The proudest achievement that I can think of is having bought a cow with proceeds from a small business I had. I used to sell maize and from the profits I was able to save and buy the cow."

"I am planning to build a house, buy household items and if possible start a small business. The business will involve selling clothes."

"I am planning to build a house for my family and the rest of the money I will use to start a small business."

"We are planning to buy household items and start a small business selling fast moving consumer goods."

"I am planning to start a small business and also use part of the money to lease land and do some commercial farming."

"I am planning to pay school fees for my children, start a small business and repair my house."

"We are planning to buy iron sheets, pay dowry for my wife and start a small business to help sustain us in the future."

"I have planned to build a kitchen and plaster my house, I will also buy household items and set up a business."

"I plan to buy a water tank of 20,000 litres for rainwater harvesting. This will be helpful to me during dry season since this area is water stressed. I also plan to use part of the transfer to boost my business so as to increase profit margin." (Occupation: Small business)