"I am planning to spend my transfer on buying a piece of land as we have a small land, I also plan to spend part of the transfer to take my child to hospital as he is sickling and we will spend the remaining amount in starting a small business of selling second hand clothes."

"I would like to use part of the transfer to build a house because I do not have any house at home. Secondly l would wish to open up a business to generate income to support my family. Finally l would wish to use the rest of the money to do poultry farming."

"I would like to use part of the transfer to open up a business to generate income to sustain my family. Secondly l would wish to buy oxen and ploughing machine to enhance farming to increase productivity. Finally l would like to expand my house because it is very small to accommodate my family."

"I would like to use part of the transfer to build a house because I do not have any house. Secondly l would wish to do farming in large scale to generate income. Finally l would like to open up a business to generate income to support my family."

"The happiest part of my day is when am doing my business of selling oranges, I make little money to take care of my needs"

"We are planning to spend the transfer on purchasing land and part of it we will use to expand our business. We also plan to build a house for our family." (Occupation: Small business)

"I am planning to spend my transfer in buying a piece of land, I will start a small business and also use part of it to pay dowry. I will also pay a loan that I owe our village lending and saving group."

"I want to buy a motorbike for business ."

"I am planning to pay dowry for my wife, buy two oxen which will be used for ploughing and start a small business for my spouse."

"My proudest achievement is having built my house after the death of my spouse. I built it with funds from my small business." (Occupation: Small business)