"I am planning to build a house and start a small business."

"First, I would like to set aside some part of the money that will cater for my son's collage fee since he is about to join teacher's collage. I would also like to start a business of buying and selling fish because it will generate some income for my family since I'm tired of doing casual jobs."

"We would like to establish our own home so that we can have our privacy. We would also like to set up a business of selling cereals so that it can generate some income for the family."

"The achievement am proudest of is the small businesses and casual jobs i do. I have been able to take of my family through this. I feel proud because I work so hard at it."

"We plan to pay school fees for our children, pay dowry for my wife, I married her recently. We also plan to buy furniture and start a small business."

"We plan to boost my wife's business, she sales vegetables like kales, tomatoes and onions at the market place. We also plan to buy cattle and a ploughing machine for farming. The remainder we will use to pay school fees."

"I plan to use the transfer to expand my business. I also plan to use part of the transfer to pay school fees." (Occupation: Small business)

"The happiest part of my day is in the evening when I manage to get profit out of my business." (Occupation: Small business)

"I plan to use the transfer to buy oxen plough that would help us during ploughing. I also plan to plaster my house and buy furniture. I also plan to use the remaining balance to start a small business."

"Our proudest achievement is that we have managed to save from our little income and have been able to build a house." (Occupation: Small business)