"I spent my first transfer on buying fishing nets at 5,000 KES, hired a fishing a fishing boat for a month at 1,500 KES then used the rest of the cash on my home errands. Am now getting better income from my fish business because I no longer rely on loans to buy fish."

"The biggest difference in my daily life is that I have restored my previous fishing activity which I least expected to restore. My living standard has also improved more than it was before."

"I pent my first transfer on constructing a small fishing boat (10,000 KE) to facilitate our fishing business."

"I spent my first transfer on replacing fishing ropes @8000 Kes and spent the rest on boosting my fish business."

"I spent most of my first to repair our fishing boat which had broken down and the remaining amount I spent to buy other household goods which I did not have."

"I spent my second transfer on buying a fishing boat at 105,000 KES after adding some of my money to it."

"When I received my second transfer, I used 25000 KES from it to buy a boat and fishing nets for our fishing business so that my husband can save more from his fishing since he used to hire a boat and nets. I then bought a goat at 3000 KES to rear in my home. I also bought school uniforms for my children and used the balance to buy a sack of dry maize and otherv food items for my family since we did not have enough food in the house."

"I spent most of my first transfer to buy fishing ropes and hired a fishing boat which am using for my fishing business."

"The biggest difference in my daily life is that I now fell a bit relived of debts now that I paid all the debts that I incurred using a hired fishing boat. Am also happy that we have some of the things that I only admired but could never own."

"I spent my entire first transfer to buy an engine for my fishing boat which is our major source of income."