"I am planning to build a toilet, fence my home and add more capital to boost my business." (Occupation: Small business)

"I plan to start a business, I do make table clothes, i also want to start selling groundnuts. The rest we will use to buy land."

"I plan to pay school fees, plaster the walls and floor of my house, build a kitchen and the rest I will invest in business."

"The achievement am proudest of is the sheep I rare, which I bought with proceeds from the small businesses I run. I am proud because I consider this assets that I can sale at a profit whenever I have a pressing problem." (Occupation: Small business)

"The achievement am proudest of is raising the orphaned children I live with. Personally am barren, i was not blessed with any child. It gives me joy to see this children all grown up and happy." (Occupation: Small business)

"We were planning to spend three quarters of the transfer on school fees since that is our major concern. We were also planning to boost our quarry business because it is the main economic activity in this are and we heavily depend on it."

"First, we were planning to expand our house by adding some more rooms so that it can accommodate our expanding family. We were also planning to set up a business,particularly a shop, because it is something that will generate some income for us. Lastly, we were planning to purchase some household that we lack in the house."

"I would like to use part of the transfer to open up a business to generate income for my family. Secondly l would wish to pay dowry to my parents. Lastly l would like to use the rest of the to educate my child."

"I would like to use part of the transfer to pay dowry to my parents. Secondly l would wish to buy a cows to act as security incase of any emergency. Lastly I would like to open up a business to generate income."

"I would like to use part of the transfer to expand my house because I have my siblings which were left behind by my late parents. Secondly l would wish to buy fishing nets to enable me do fishing in a better way. l would also like to open up a business to generate income to support my family. Finally l would like to pay school fees for my siblings."