"I am planning to build a new house because my house is small and the iron sheets are old so my family is rained on during rainy seasons. I also plan to venture into charcoal business so my health can improve because I have been doing sand harvesting and this makes me sick all the time as its not an easy job."

"I am planning to invest in my tailoring business, fence my compound so I can do horticultural cropping, expand my house because its small and I host many church visitors being that I am a pastor, and use the rest on my children's education."

"I am planning to start my own hotel business, set up a boutique shop so that I be able to meet the financial needs of my family."

"I plan to invest in my fishing business by purchasing more fishing materials, buy household furniture and start up a small business that involves sales of maize so that I can comfortably provide for my family."

"I would like to use part of the transfer to expand my farming activities. Secondly l would wish to open up a business to generate income to support my family. Finally l would like to pay school fees for my children."

"I would like to use part of the transfer to pay school fees for my child who is to join college. Secondly l would wish to expand my house because my house is very small and can not accommodate my family. Finally l would like to open up a business to generate income to sustain my family."

"I would like to use part of the transfer to open up a business to generate income to support my family. Secondly l would wish to buy cows to act as security incase of any emergency. Finally l would like to buy household items for my house."

"The achievements that I am proudest of are educating my children and buying goats and a cow with proceeds from a small business I used to run."

"I am planning to pay school fees for my children and start a small business, since the one I had collapsed."

"My proudest achievement is having bought household items. I bought these items using money I saved while I was running a small business."