"I am planning to start a vegetable business so as to increase my earnings, expand my house because it's too small for my family and buy a bed because I sleep on the floor."

"The happiest part of my day is in the evening when I meet my daily income targets which I set everyday in this motorcycle business I run."

"I am planning to spend my upcoming lumpsum payment on expanding and plastering my house.I also want to start a fish business."

"I am planning to spend my upcoming lumpsum payment on building an iron roofed house.I also want to buy a cow and buy maize for my family's consumption." (Occupation: Small business)

"I plan to use the transfer money to pay school fees for my grandchild who is in high school. I also plan to use this transfer to boost my business. I sell paraffin to the locals. I will also use the remaining balance to buy food." (Occupation: Small business)

"I would like to build a better house and buy household items." (Occupation: Small business)

"I paid out debt worth KES 5000. I used the rest in my business."

"The achievement I am proudest of is that I have been able to take my children to school and some of them are nearly completing college. This I did using money that I get from my fishing business."

"I am planning to purchase a water tank because it will harvest rain water that we can use for consumption and cooking since we have a problem of water scarcity in this area. I also plan to boost my mining business by hiring some more workers so that we can make more money."

"My proudest achievement is that I have built my own house through motorcycle business."