"I would like to use part of the transfer to open up a business to generate income to support my family. Secondly l would wish to buy cows to act as security incase of any emergency. Finally l would like to buy household items for my house."

"The achievements that I am proudest of are educating my children and buying goats and a cow with proceeds from a small business I used to run."

"I am planning to pay school fees for my children and start a small business, since the one I had collapsed."

"My proudest achievement is having bought household items. I bought these items using money I saved while I was running a small business."

"I am planning to build a toilet, fence my home and add more capital to boost my business." (Occupation: Small business)

"I plan to start a business, I do make table clothes, i also want to start selling groundnuts. The rest we will use to buy land."

"I plan to pay school fees, plaster the walls and floor of my house, build a kitchen and the rest I will invest in business."

"The achievement am proudest of is the sheep I rare, which I bought with proceeds from the small businesses I run. I am proud because I consider this assets that I can sale at a profit whenever I have a pressing problem." (Occupation: Small business)

"The achievement am proudest of is raising the orphaned children I live with. Personally am barren, i was not blessed with any child. It gives me joy to see this children all grown up and happy." (Occupation: Small business)

"We were planning to spend three quarters of the transfer on school fees since that is our major concern. We were also planning to boost our quarry business because it is the main economic activity in this are and we heavily depend on it."