"I would like to use part of the transfer to expand my business to generate more income. Secondly l would wish to buy a motorbike to use business to generate income. Finally l would like to use the rest of the money to build my own house so that l can stay at home." (Occupation: Small business)

"My proudest achievement is that I have managed to build a house however small it is. It wasn't an easy task because as a widow, I had to do it myself from the savings which I made from my little business." (Occupation: Small business)

"I am planning to spend my transfer on expanding my business of selling household items like cooking oil,sugar and matchsticks. I will spend part of the transfer on building a kitchen as my house is small when I have visitors,I will pay school fees for my children and part of the remaining amount I will start a business of selling chicken." (Occupation: Small business)

"I am planning to spend my transfer on building a kitchen as I don't have one, I will repair my house as it is in a bad state and the remainder I will start a business that I will find viable in my village."

"I am planning to start a vegetable business so as to increase my earnings, expand my house because it's too small for my family and buy a bed because I sleep on the floor."

"The happiest part of my day is in the evening when I meet my daily income targets which I set everyday in this motorcycle business I run."

"I am planning to spend my upcoming lumpsum payment on expanding and plastering my house.I also want to start a fish business."

"I am planning to spend my upcoming lumpsum payment on building an iron roofed house.I also want to buy a cow and buy maize for my family's consumption." (Occupation: Small business)

"I plan to use the transfer money to pay school fees for my grandchild who is in high school. I also plan to use this transfer to boost my business. I sell paraffin to the locals. I will also use the remaining balance to buy food." (Occupation: Small business)

"I would like to build a better house and buy household items." (Occupation: Small business)