"The achievement I am proudest of is that I own livestock and I'm also good in paultry keeping." (Occupation: Small business)

"I would like to expand my paultry farming business it will boost my income.I would also like to spend a portion of my transfer on school fees and lastly I would like to expand my house because it is small."

"I'm planning to start a business of selling brand new clothes inorder to boost my income.I am also planning to buy two bulls and an oxen plough that will aid in farming."

"I plan to boost my business so that I can earn more profit.I also plan to spend my transfer to pay for my daughter's school fees and lastly to buy shoes and clothes for my children." (Occupation: Small business)

"The achievement I am proudest of is that I started a business for my spouse and she is now earning some income out of it.I am also proud that I live in a decent house that is plasterd."

"I plan to build rooms for business and rent them out so that I can earn an income."

"I used the money as capital and started a small fast food business."

"I used the transfer to build a mall shop where I'll run my retail shop business."

"I'm planning to buy a new motorbike for transport business. Currently I have some 40,000 KES at hand and will buy the motorbike immediately I receive the transfer and will no longer ride another person's motorbike again."

"I'm planning to build a pit latrine. I'm also planning to cement my main house floor." (Occupation: Small business)