"First,we are planning to expand our mining business since it's our main source of income.Secondly,we are planning to plaster our house inorder to prevent diseases that are dust-born . Lastly, we are also planning to fence our compound so as to prevent people from trespassing without permission."

"I would like to use part of the transfer to buy two oxen for ploughing. Secondly l would wish to plaster the floor of my house to avoid frequent repair. Finally l would like to expand my business to generate more income to sustain my family."

"I would like to use part of the transfer to open up a business to generate income to sustain my family. Secondly l would wish to buy a cow to act as security incase of any emergency. I would also like to build a new home for my family. Finally l would like to buy seats to help my visitors to avoid borrowing."

"I plan to use the transfer to expand my house to accommodate my family. I plan to build a toilet for the family. I also plan to start a small business to boost my income."

"My proudest achievement is that I have managed to save some money that enabled us to build a small iron roofed house." (Occupation: Small business)

"I am planning to spend my transfer on paying school fees for my children, I will also build a bigger house because the one I stay in is in a bad state and its almost falling down. I will also buy a water storage tank as our village has water shortage problem. The remainder I will use in starting a small business of selling cattle."

"I am planning to spend my transfer on constructing a toilet as I don't have one currently and I am forced to use the one belonging to my neighbor, I will also build a bigger house as the one I stay in is very small for my family and I will use part of the transfer to pay school fees for my children. I will use the remainder to start a small business of selling fish in our local market."

"I am planning to repair my house, expand my small business and buy a few household items." (Occupation: Small business)

"I am planning to expand my small business." (Occupation: Small business)

"I plan to build a new house, buy cattle and a ploughing machine for farming, build a toilet and the remainder i will invest in business."