"My biggest hardship in life is lack of money to expand my business to generate more income to sustain my family." (Occupation: Small business)

"The biggest hardship was when I lost my boat which was my main source of income." (Occupation: Small business)

"The proudest achievement is that I have educated my son and he is now waiting to join college." (Occupation: Small business)

"My proudest achievement is having saved money from the small hawking business I usually do and managed to buy household items like blankets and cushions for my chairs."

"l plan to pay a dowry and start a business."

"l plan buy bedding , furniture and start a small business."

"We plan to spend the transfer to pay school fees for my child in high school. We also plan to spend the transfer to construct a home. We also plan to spend the transfer to start a family business."

"We plan to spend the transfer to expand our house being that we have a big family. We also plan to spend the transfer to start a business of a Video show that will help us get income."

"We plan to spend the transfer to construct a home. We also plan to spend the transfer to buy oxen plough that will help us during ploughing. We also plan to spend the transfer to start a business."

"We plan to spend the transfer to start a business that will provide us with an income. We also plan to spend the transfer to buy household items like furniture. We also plan to spend the transfer on renting a parcel of land that we will use to grow crops. We also plan to use part of the transfer to buy sheep."