"We have planned to build a better house and put some money in my business. I will also buy some livestock to keep." (Occupation: Small business)

"My proudest achievement is having started a green grocery business and it has enabled me to provide for my children and even educate them." (Occupation: Small business)

"I am planning to buy two cows, a bull and a dairy cow, then I will buy cement, sand, timber and nails to be used to build an external kitchen. The remaining funds will be used as capital for a small business."

"My proudest achievement is having started a business, I used to sell second hand clothes, the profits I got enabled me to buy some household items."

"The biggest hardship that I face right now is how to pay school fees for my children, the little income that I get from selling vegetables at the market might not be enough to fully fund their educational needs." (Occupation: Small business)

"I am planning to build a new house because my house is small and the roof leaks during rainy seasons. I also plan to set up a small vegetable business vending to help me earn income."

"My proudest achievement is that I have attained a bachelor's degree in Business Management and I am now searching for a job."

"I plan to spend the transfer to pay school fees for my daughter in high school. I also plan to start a small business. I also plan to plaster my house being that am allergic to dust."

"I plan to build a home, buy livestock like cattle and to start a business. I also plan to go to driving school."

"I am planning to spend my transfer on connecting electricity to my house as we have been using a small solar panel and an old vehicle battery,I will also use part of the transfer to pay school fees for my seven children who are in primary school and I will use some part of the cash to expand my business of phone charging and mpesa. I will use the remaining amount in completing the renovation of my house by buying fifteen bags of cement." (Occupation: Small business)