"My proudest achievement has been owning my own business because this is where I source my daily income."

"We plan to buy land, pay dowry and to invest in business."

"I plan to build a new house, pay school fees and to invest in business."

"I would like to use part of the transfer to build a new house. Secondly l would wish to expand my business to generate income to support my family. Finally l would like to pay dowry to my parents to appreciate them."

"My proudest achievement is that I have been able to cater for the needs of my family by engaging in small businesses."

"The biggest hardship that I have faced in life is lack of enough food for the family. I have a small piece of land that cannot produce a good harvest" (Occupation: Small business)

"I plan to spend the transfer to construct a house being that am staying in a rental house. I also plan to spend the transfer to buy household items like furniture. I also plan to use part of the remaining balance to start a small business that would help increase my household income."

"The happiest part of my day is in the evening when I manage to make profit from my business. It makes me happy because its my only source of living." (Occupation: Small business)

"We plan to build a new house, buy fishing materials for my husband who is a fisherman, and to invest in business."

"I am planning to spend my transfer on buying materials that I use on the lake in fishing as I am a fisherman, I will spend part of it to invest in my wife's business of selling soap and I will also buy some materials that I will use to repair my house as it is not in good condition. The remaining amount will be spend in buying household items like food and furniture so that my family can be comfortable."