"I plan to spend the transfer to start a small business for income. I also plan to spend the transfer to build a kitchen because I don't have a kitchen and I cook in the living room. I also plan to spend the transfer on school fees for my children in high school."

"I plan to spend the transfer to expand my house and build a kitchen. I also plan to use the transfer to start a small business that will help me get income. I also plan to spend the remaining balance to pay school fees for my children in high school."

"The biggest hardship is that I have a problem with my throat which has not yet been treated" (Occupation: Small business)

"The biggest hardship is fending for my family,we are not employed and we have no business."

"The proudest achievement is that I have a small business that gives me some little money." (Occupation: Small business)

"The proudest achievement has been taking care of my children and seeing them go to school" (Occupation: Small business)

"The achievement I am proudest of is that I was able to take some of my children to school till they finished secondary school using cash that I have been getting from my fishing business."

"The achievement I am proudest of is that I used to have a small business of selling fruits and it made profit which I used to buy a motorcycle that we use at home for transport."

"I plan to spend the transfer to pay school fees for my children in school. I also plan to use the transfer for my medication. I also plan to use part of the transfer to start a small business that will provide me with income."

"I plan to spend the transfer to construct a bigger house. I also plan to use part of the transfer to pay bride price required by my in-laws. I also plan to spend the transfer to buy furniture. I also plan to spend the transfer to start a small business for income generation."