"I'm planning to invest a larger portion of the transfer in retail shop business. I'm also planning to buy some goats."

"I'm planning to repair my house with a portion of the transfer while the rest I'll use to pay school fees to my daughter in high school." (Occupation: Small business)

"I'm planning to buy a motorbike for business purpose(transportation)."

"The biggest hardship is that my husband has been in the hospital for a while now and am the one who has to do everything to take care of my children." (Occupation: Small business)

"My proudest achievement is having struggled while digging sand for building and after selling the same I was able to buy some iron sheets, with which I will build my house." (Occupation: Small business)

"The proudest achievement achievement is that through my small business of selling seedling I have managed to pay school fees for my children."

"We have planned to rebuild our house and set up a small business for my wife."

"The achievement I am proudest of is that my husband died and left me with kids when they were very young and I did not have anyone that I could rely on for assistance so I just used my business of rearing chicken and selling groceries to take care of them till the level they have reached in education and life."

"I am planning to buy cement so that I can plaster my house, the rest of the transfers I will inject as capital into my small business. The business entails buying fish from Lake Victoria in bulk and reselling the fish in the village." (Occupation: Small business)

"My proudest achievement is having started a small business which has enabled me purchase household items and furniture by saving the profits." (Occupation: Small business)