"I plan to renovate my house, pay school fees, buy livestock like cattle and to invest in business."

"We plan to build a house, pay school fees, and to invest in business."

"My proudest achievement is being a shop keeper because I've learnt how to manage this business and it's very successful."

"I am planning to set up a business where I will sell food grains to the community and earn some income to support my family. I am also planning to expand my house because it's small."

"My proudest achievement is that my children eat and go to school even after my spouse died. I have worked hard vending charcoal to make ends meet for my family." (Occupation: Small business)

"I would like to use part of the transfer to renovat my house buy fixing windows and plastering the unplastered areas . Secondly l would wish to expand my business to help generate more income to sustain my family. Finally l would like to use the rest of the money to pay school fees for my children in high school." (Occupation: Small business)

"I would like to use part of the transfer to complete the project which was left by my late husband of build rental houses. Finally l would wish to open up a business to generate income to sustain my family."

"I am planning to spend my transfer on expanding my business of brick making by buying tools like shovels and a hammer, I will also use part of the transfer on building a house that is bigger than the one I have now and because my wife is sick, I will use part of the transfer on buying medicine that she needs as she suffered a stroke leaving her almost paralysed."

"I am planning to spend my transfer on starting a business of selling fish in the market, we will spend part of it on paying dowry as my husband will buy two cows that he will take to my parents back in our village and the remaining amount I will spend on building a small house for my eldest son who is now a grown up and needs to stay on his own."

"I plan to spend the transfer to pay school fees for my grandchildren who are in college and high school. I also plan to use the transfer to start a business."