"I am planning to use my transfer on my children's education, expand my house because it's small, venture into livestock rearing and invest more capital on my fish vending business so as to earn more profit."

"My proudest achievement is that I am educating my children after my husband's death. I work tirelessly in my farm and fish business to ensure that my children get basic education so that they can prosper in future."

"I am planning to spend my transfer on buying items that I lack in my house like chairs, a table and a bed. I will spend part of the transfer to build a bigger house as the one I stay in is very small and I will also buy a cow and a goat so that I can keep them for milk and meat. I will use the remaining amount to start a small business of selling clothes so that I can support my family using the income that the business will generate."

"I am planning to spend my transfer on buying timber, nails, iron sheets and other materials that I will use in building my house as I still stay on a rented house. The remaining amount I will use to start a small business of selling plastic items like plates,buckets and basins."

"The biggest hardship is that i have been unwell since I lost my husband,I have no one to help me I only struggle on my own." (Occupation: Small business)

"My proudest achievement is having struggled and saved most of the profits that I used to get when I had a small business and eventually managed to educate my children some of whom are now in college and others are you secondary schools and I am still educating them."

"I am planning to start a business, I will sell items that are generally needed in the village like cooking oil, salt, maize flour, sugar and other fast moving consumer goods."

"I am planning to start a business that involves buying and selling cereals like maize, beans, rice, green grams and groundnuts. I will also buy and sell fast moving consumer goods."

"I am planning to start a small business selling fast moving consumer goods, we shall also start buying fish from the lake and reselling the same in different surrounding towns and villages."

"I am planning to inject some capital into my small business, I buy and sell fish and I would like to increase the quantity of stock that I buy. The other transfers I will use to pay school fees for my son who is in secondary school and buy some livestock to rear." (Occupation: Small business)