"The biggest hardship I have faced in my life is terminal illness." (Occupation: Small business)

"I am planning to expand my house since I want it to be more spacious.I am also planning to add more stock since I am a business woman who sells second hand clothes."

"We would like to expand our shop so that we can stock more goods since this business has been successful and also a source of income for us."

"Planning to open up a small business to push me and my family Planning to do fencing around my home"

"The biggest hardship I have faced was when sickness stroke our house and we lost two of our children" (Occupation: Small business)

"I plan to use the transfer to pay school fees for my kids one in college and the other in high school. I also plan to build a house for my son and also start a small business."

"The biggest hardship that I have faced in life is that I have been so sick that I couldn't manage to run my business and there was no one stand by me being that I am a widow." (Occupation: Small business)

"Planning to plaster my house to look neat and smart Planing to build myself a presentable toilet Planning to get myself good and better beddings for comfort Planning to start up a small business to push me and my family because at my age now casual work"

"Planning to build myself my own house because the house I am currently staying in was officially built for my Cowife who left Planning to start a small business mainly to sell fish Planning to build a poultry house to start my own poultry keeping"

"I would like to use part of the transfer to plaster my house because maintaining the house is very expensive . Secondly l would wish to open up a business to generate income to sustain my children. Finally I would wish to buy a cow which l can use in futu"