"First, I am planning to spend my transfer on buying sand and cement that I will use to plaster my house.I also plan to buy another sewing machine and some saloo equipments like dryer and blow dry that will enable me boost my business.Secondly,I am planning to build a pit latrine since we don't own one."

"I am planning to spend my transfer on buying two bulls and a ploughing machine that will help me plough my farm properly.I will also open a shop business for my spouse to keep her busy."

"I plan to invest in business, of selling cereals, and commercial farming of vegetables and things like potatoes."

"I have planned to pay school fees for our children,expand my house and set up a small business."

"My proudest achievement is that l own two Cow that I bought through my savings and I have also managed to run my business successfully."

"My biggest hardship is that I lack finances to buy fishing equipments that can serve me in my fishing business since fishing is the main source of my livelihood."

"I am planning to boost my business by increasing my stock.I am also planning to spend part of it on school fees.Lastly,I am planning to build another toilet because the one I use right now is almost collapsing." (Occupation: Small business)

"The happiest part of my day is in the evening when am able to get profit from my business."

"We plan to spend the transfer to construct a new house. We also plan to spend the transfer to buy oxen plough. We also plan to spend the transfer to start a business."

"I am planning to inject more capital into my business, I am a fish trader and I would like to increase the quantity of fish that I buy. I will also need to pay school fees for my children who are in various schools." (Occupation: Small business)