"I am planning to start an agri-business, I will need to buy onion seeds, fertiliser, other necessary farm inputs and also lease some land near the lake to enable me start the business. We are also thinking of rearing some free range chicken for sale." (Occupation: Small business)

"l plan to plaster my house . l also plan to pay school fee." (Occupation: Small business)

"I am planning to spend my transfer on buying household items that I lack like a bed, a mattress and water tank for harvesting water using the first transfer. The second transfer I will spend on starting a business of shopkeeping and the final transfer I will spend on buying twenty eight iron sheets that we will use in building our house." (Occupation: Small business)

"I am planning to expand my house because it's small and the iron sheets got burnt so they can collapse anytime. I also plan to build my son a house and boost my fish vending business so as to earn more profit."

"I am planning to renovate my business premise by building the walls with bricks so as to secure it, expand my house because it's small, replace my wooden door with steel door for security purposes and boost my vegetable business with the remaining amount so I can earn more profit." (Occupation: Small business)

"I would like to use part of the transfer to open up a business to generate income to sustain my family. Secondly l would wish to use part of the money to expand my house because it is small to accommodate my family. Finally l would like to buy household items for my house."

"I would like to use part of the transfer to pay school fees for my children who are in high school. Secondly l would wish to buy household items for my house to avoid borrowing from others people. I would also like to expand on farming since it is the main source of income. Finally l would like to use part of the transfer to open up a business to generate income for my family."

"l plan to to build a house .l also plan to start a business."

"I plan to spend the transfer to construct a house for my family. I also plan to spend the transfer to start a small business. I also plan to spend the transfer to buy livestock."

"We plan to spend the transfer to pay school fees for our children. We also plan to spend the transfer to start a business that will provide us with income now and in future. We also plan to spend the transfer to buy a cow."