"I am planning to buy ironsheets and build a new house since I have been living in a grass thatched house for many years and we get wet during rainy seasons. I also plan to buy household furniture such as chairs, set up a small business for cereals where I can earn daily income and spend the remaining amount on school fee."

"I am planning to build a house in my own compound and purchase a motorcycle for taxi business where I can earn daily income."

"I am planning to use my funds to boost my shoe selling business in order to uplift my life and invest in livestock rearing so as to be able to pay dowry."

"I am planning to spend my transfer on buying a portion of land where I can put up my own house because I feel confined in my father in law's compound and I also lack privacy.I will also boost my business inorder to make more profit." (Occupation: Small business)

"First,I am planning to plaster my house so that it looks decent.Secondly,I am planning to venture into shopkeeping business."

"I would like to use part of the transfer to pay school fees for my children who are in high school so that they can not be sent home for school fees. Secondly l would wish to buy two oxen to help plough my farm. Finally l would like to expand my wife's business to generate more income to sustain my family."

"We plan to spend the transfer to build a new house. We also plan to spend the transfer to pay bride price required by the in-laws. We also plan to spend the transfer to pay school fees for my children. We also plan to spend the transfer to start a business."

"I plan to spend the transfer to repair my house and furnish it with good furniture. I also plan to spend the transfer to pay school for my children. I also plan to spend the transfer to boost my business."

"We have planned to pay school fees for our children,we would also set up a business and buy some livestock."

"We have planned to build a house,set up a business and pay school fees"