"We plan to spend the transfer to construct a bigger house. We also plan to spend the transfer to start a business. We also plan to spend the transfer to buy a cow."

"I am planning to build a house because I am homeless and boost my vegetable vending business. I also plan to spend my money on my daughter's college education. "

"My proudest achievement is that my children are well educated because of my effort as a woman. I have had to engage in small businesses to see my children through their basic education." (Occupation: Small business)

"The biggest hardship I face in life is that I have no stable income. I have insufficient funds and can't even save." (Occupation: Small business)

"We are planning to spend the transfer to pay school fees for my children in high school. We also plan to spend the transfer to start a business. We also plan to spend the transfer to plaster our house."

"We plan to spend the transfer to construct a bigger house. We also plan to spend the transfer to pay school fees for our children. We also plan to spend the transfer to start a business."

"I plan to spend the transfer to construct iron roofed house. I also plan to spend the transfer to buy furniture. I also plan to spend the transfer to start a business.I also plan to spend the transfer to bedding and utensils. "

"I am planning to use my transfer to buy school uniforms, books and pay fee for my children. I plan to purchase household furniture because my house is empty. I also plan to revive my boutique business that collapsed due to lack of capital so that I can comfortably meet the financial needs of my family. " (Occupation: Small business)

"I am planning to use my transfer on the medical needs of my nephew who is scheduled to be amputated on the legs due to an infection. I plan to set up another business so as to increase my level of income and to aid me in building a house." (Occupation: Small business)

"The biggest hardship I face in life is financial problems. My income is low and I struggle very much to even keep my children in school." (Occupation: Small business)