"The biggest hardship I am facing in life is that due to land conflict, I have no house of my own." (Occupation: Small business)

"We are planning to buy a new motorcycle and start a small business selling fast moving consumer goods. "

"I have planned to pay school fees and set up a business." (Occupation: Small business)

"I have planned to set up a business and build a better house for my family."

"I would like to boost my business since I sell second hand clothes and I have to add more stock inorder to make a good profit.I would also like to buy some two dairy cows that I can milk." (Occupation: Small business)

"First,I will boost my fish business by increasing my stock.Secondly,I will use some of my transfer towards farming because farming is my source of livelihood." (Occupation: Small business)

"I plan to use my money to build a new house .I also plan to start a business of buying and selling second hand clothes.Lastly,I plan to pay school fees for my children."

"I would like to use part of my transfer on school fees.I will boost my hairdressing business and lastly,I will use the remaining amount to expand my house because it is squeezed."

"I am planning to use my transfer to supply chicken feed because the demand is high and there are few people in the business. I also want to do rice farming to increase my level of income so I can comfortably pay my son's school fee. " (Occupation: Small business)

"I am planning to make a donkey cart so I can earn money by transporting water for my neighbours. I also plan to revive my clothe business that collapsed due to capital."