"I have planned to set up a business that will help my family."

"I have planned to expand my business with the first transfer,the second transfer I will use it to buy a water tank and I will also buy house furniture." (Occupation: Small business)

"The achievement am proudest of is just how hard I work. I do small businesses, I do commercial farming of cereals like groundnuts. I invest alot in the things I do because it's all for the kids."

"I am planning to start a small business selling second hand clothes and the rest of the transfers I will use to pay for a course in welding at a polytechnic."

"I spent my token payment on starting a shop business."

"I spent my token payment on paying school fees for my children.I also paid a loan I had and started a small business."

"The achievement I am proudest of is that I managed to build a metal roof house with my own savings and that I nolonger live in a rental house." (Occupation: Small business)

"I am planning to construct a new house because the size of my house is small,the roof is worn out and the floor is also not in a good condition. I am planning to spend the remaining amount to boost my business."

"The biggest hardship I face in life is lack of sufficient finances to feed, clothe and educate my children since I only do subsistence farming and small businesses that don't help me much." (Occupation: Small business)

"I am planning to use my transfer to boost my farming business by buying four bulls for ploughing and two dairy cows, plaster my house so that it lasts long because the soil we use around here is of bad quality and is not good for smearing, and use the remaining on my son's secondary school fee."