"We have planned to set up a small business."

"My biggest hardship is that I have a sickness that is on and off but I cannot afford to raise good money to seek treatment in an hospital." (Occupation: Small business)

"I am planning to start a business of selling fruits and vegetables because it will generate some income for my family.I am also planning to expand my house because it is small."

"I plan to spend the transfer to complete my course in hairdressing. I also plan to spend the transfer to pay school fees for my younger sister who is in high school. I also plan to spend the transfer to start my own hairdressing business."

"I plan to spend the transfer to construct a bigger house. I also plan to spend the transfer to plaster my house to accommodate my family members. I also plan to spend the transfer to boost my small business by increasing the capital and thus increase the profit margin." (Occupation: Small business)

"We plan to spend the transfer to buy building materials and construct a house for the family being that we are currently staying in a rental house. We also plan to spend the transfer to buy household items like furniture and bed. We also plan to spend the transfer the to start a business that would enable us get income."

"We plan to pay school fees, build a home and to invest in business."

"My proudest achievement is having reached the age of 63, I do not have a lot of money but the little that I get from selling sisal ropes has sustained me till this age." (Occupation: Small business)

"I am proudest of owning my own business,I sell fish and it is the main source of my livelihood because I do save the profit I make out of it and I'm at peace knowing that I have some money for future use."

"My proudest achievement was switching from grass thatched house to a metal roof house.I am proud because my spouse left me in a grass thatched house that was leaking but I managed to build a metal roof house through savings from my business and I don't have the stress of being rained on anymore."