"I spent 3000 KES on my medical bills, 3000 KES on ground nuts and invested the remaining part of this token payment on expanding my Mandazi business."

"I am planning to repair my house, pay school fees and expand my business with the upcoming lumpsum."

"I am planning to cement my house and extend the house to be spacious ." (Occupation: Small business)

"I'm planning to enlarge my house because it isn't big enough. I'm also planning to invest a portion of the transfer in stone chipping business."

"I spent my token payment on paying school fees for my children.I also started a small business." (Occupation: Small business)

"i plan to buy building materials: ironsheet, timber and nails, and ettend my house to make it more spacious. My father had started building some rental rooms but did not complete them , so I plan to complete the rooms." (Occupation: Small business)

"I'm planning to build a larger iron roofed house. My current house is too small. I'm also planning to commence a retail shop business with the remaining portion." (Occupation: Small business)

"I am planning to build a kitchen, buy chairs, a bed and cows with my upcoming lump-sum payment." (Occupation: Small business)

"I spent the token payment to start a business( chipping stones for building)"

"I am planning to finish building my house and use the rest of the lumpsum to improve my cereal business."