"I hope to pay school fees for my children. I also hope to buy ironsheet and nails, and build an iron roofed house." (Occupation: Small business)

"I purchased a sack of maize for family consumption. I also expanded my cereal business with the rest of the amount." (Occupation: Small business)

"We plan to spend my upcoming lump sum payment on extending our current house and plastering it.With the balance we will pay school fee for our children." (Occupation: Small business)

"I am planning to spend my upcoming lump sum payment on improving the appearance of my current house through renovation, and starting a cereals business."

"I'm planning to invest a portion of the transfer in retail shop business. I'm also planning to invest the remaining portion in livestock."

"We plan to spend my upcoming lump sum payment on construction of a new house" (Occupation: Small business)

"I'm planning to pay my daughter collage fee with a portion of the transfer. I'm also planning to cement my house with the remaining portion because currently my house is earth." (Occupation: Small business)

"I plan to buy windows and doors and fix in my house. I also plan to buy cement and cement the walls of my house." (Occupation: Small business)

"I plan to buy ironsheet, timber and nails, and build an iron roofed house. I also hope to start a small business of selling second hand clothes." (Occupation: Small business)

"I'm planning to buy a cow with a portion. I'm also planning to invest the rest in stone chipping business."