"I spent my first lumpsum transfer on building an iron roofed house.I also bought 2 ox and started a fish business."

"I spent 10,000 KES on clothes, bedding, utensils. I saved the remaining 40,000 KES for a salon and boutique business after a top-up with the last transfer.."

"The biggest difference in my daily life is that I'm currently settled after cementing the house and paying the children's school fees. The house was previously very dusty causing respiratory infections to my family." (Occupation: Small business)

"The biggest difference in my daily life is that I have a big house now where I can be freely with my children." (Occupation: Small business)

"The biggest difference in my life is that I used to work as a farmhand to earn a living, but currently I have some penny to buy food." (Occupation: Small business)

"I spent on construction of a kitchen and a latrine. I paid 10,000 KES school fees for my son. I injected 20,000 KES into a shop business. I also cemented the main house."

"I plan to buy a cow to provide us with milk. I also hope to buy ironsheety, timber and nails and build an iron roofed house." (Occupation: Small business)

"I spent my Token payment on start –up hotel business by the Lakeside, and also bought some household items to replace what I had lost when fire gutted down my house recently."

"We spent my Token payment on groceries business start-up and purchase of dry maize"

"I plan to buy ironsheet, timber and nails, and build an iron roofed house." (Occupation: Small business)