"I plan to buy 4 oxen for ploughing my pieces of land, and start a fish or cereal selling business." (Occupation: Small business)

"I would like to build a new house because my house is very old and weak hence it can collapse anytime.I would also like to boost my bee keeping business because within a period of five months,it will start generating some income.Lastly,I would like to venture into livestock rearing business since it will be my additional source of income."

"I plan to build a house, buy a ploughing machine and two cows for farming and to invest in business."

"The biggest hardship I face is financial instability." (Occupation: Small business)

"I plan to invest in a business, of selling second hand clothes. I will also use part of this cash to pay school fees."

"I am planning to spend my funds on my son's college education, renovate my house because it's old, construct a new a pit latrine to improve the hygiene of my dwelling and use the remaining amount to invest livestock business because it has good returns."

"I am planning to buy sand, cement and lime which I will use to plaster my house. I will also buy two oxen and a ploughing machine with the other transfers, if there are any funds remaining I plan to start another small business."

"The biggest hardship that I face right now is lack of enough money to go for treatment, I am a bit sick and this makes me unable to even till my farms." (Occupation: Small business)

"I have planned to expand my house and set up a business"

"I have planned to expand my house,I will also like to set up a business."