"My proudest achievement is that l struggled to up bring my children after my husband got a road accident and has been admitted in the hospital." (Occupation: Small business)

"My proudest achievement is having started a small business selling groceries and I was able to feed my family with the profits that I used to get at the end of the day."

"I am planning to inject more capital into my hotel business and use the rest for household items." (Occupation: Small business)

"I'm planning to spend my transfer on the following ways;Buying iron sheet and change my roof material which is currently thatched and leaks during rainy seasons, I also intend to start a saloon business for my wife to keep her busy at same time generate some small income from it and lastly would wish to buy some plough to help with farming around."

"I am planning to purchase equipments for work being that I am a house constructor and I lack tools. I also plan to boost my wife's business that entails sales of household commodities to the community."

"My proudest achievement is that I have two goats that I acquired using my income from small businesses."

"I would like to use part of the transfer to open up a business to generate income to support my family. Secondly l would wish to build a house because we do not have our own house. Finally l would like to use the rest of the transfer to buy oxen to for ploughing our farm ."

"I would like to use part of the transfer to use part of the transfer to open up a business to generate income to sustain my family. Secondly l would wish to expand on farming to increase productivity. Finally l would like to renovate my house since it is leaking."

"We plan to spend the transfer to pay school fees for our child in high school. We also plan to spend the transfer to start a business that would provide us with additional income. We also plan to spend the transfer to buy agricultural inputs."

"The biggest hardship that I face right now is lack of a sustainable source of income for myself. I am a blacksmith but business is not very good, I have been unable to raise money to till my farms and I fear that this year my family will often be sleeping hungry."