"I would like to use part of the transfer to expand my and cement my house. Secondly l would wish to buy a water tank since we have water problem around this area. Lastly open up a business to generate income to support my family."

"I would like to use part of the transfer to open up a business to generate income to sustain my family. Secondly l would wish to buy household items for my house. Finally l would like to build a new home for my family."

"My proudest achievement is that I am a hard working woman. I got married to a poor man but through hard work my children have never gone hungry and they are attending school." (Occupation: Small business)

"My proudest achievement is that I have a chair that visitors can sit on after raising funds from small businesses."

"My proudest achievement is having started a small business selling tomatoes, onions and potatoes. The business has enabled me to educate my siblings who have no one to take care of them since my parents died a long time ago." (Occupation: Small business)

"I am planning to spend my transfer on paying school fees for my child who is in secondary school and the remaining amount I will use in buying tools that I will use in my stone quarry business."

"I am planning to purchase a motorbike for taxi business and enroll in college for a diploma in electrical engineering so I can get a good job and take good care of my family."

"I am planning to purchase a motorbike so I can do taxi business and raise funds to go to college and be able to get a good job."

"I would like to use part of the transfer to buy land where l can build a home and stay with my children. Secondly I would wish to open up a business to generate income to help me support my children. Finally l would like to hire a piece of land where l can do farming."

"I am planning to plaster my house in order to save time and energy for smearing and to make it clean, purchase two bulls for ploughing, purchase household furniture and boost my maize business so I can generate more profit." (Occupation: Small business)