"My proudest achievement is having started a small business selling fish and the business has enabled me to buy a few household items."

"I plan to spend the transfer to start a business. I also plan to spend the transfer to buy household items like furniture. I also plan to spend the transfer to buy oxen plough and bulls which I will use during ploughing."

"We plan to spend the transfer to construct a toilet. We also plan to spend the transfer to boost my business. We also plan to spend the transfer to buy a cow."

"I would like to use part of the transfer to buy two oxen to help us plough our farm since we have ploughing machine. Secondly l would wish to expand my house because it is small to accommodate my family. Finally l would like to expand my business to generate income since I very delicate and can not hard jobs"

"I would like to use part of the transfer to plant water melon for sale. Secondly l would wish to pay dowry so that I can marry another wife . Lastly I would like to open up a business to generate income to support my family."

"I am planning to spend my transfer on building a better house that will accommodate my family as I will buy twenty iron sheets and some timber, I will also venture into farming as I will buy four goats, three sheep and a cow and the remaining amount I will spend on buying a fishing net and a boat that I will use in starting a fishing business."

"I am planning to start a small hairdressing business, to do this I will need to rent a premise and buy hairdressing equipment."

"The biggest hardship I am facing currently is on making ends meet,the fish business is not doing well currently and that means getting daily food is a hustle.This also affects my children's education as most of the times they are sent home for school fees"

"We are planning to spend our transfer on two major things namely; building a better bigger house and starting a second hand clothes business which we believe is a business opportunity here in our area."

"We are planning to spend our transfer on paying school fees for our two children in high school,one is in form two and the other in form one and lastly will use the rest to expand our poultry farming business which has been our major plan."